Large media companies with diverse media holdings need adequate protection to implement vigorous defensive strategies to protect valuable assets. Lawsuits arising from blockbuster movies, best-selling books and publications with national and international circulation increase the stakes dramatically. Defense costs can quickly erode liability limits, and jury verdicts can easily be seven figures.

A following-form excess policy is available for media companies looking for higher limits of liability. The excess form, which is admitted in most states, can be written over any A-rated carrier, as well as Lloyd's syndicates, and readily adapts to either an “occurrence” or a “claims-made” form. Your clients will find the rates to be very competitive.

The underwriting of the excess program utilizes the primary carrier's application and loss run information so no additional applications need to be completed.

››Download Excess Indemnity Policy specimen

Please refer to the actual policy for exact coverage descriptions; exclusions and deductibles may apply. Coverages are subject to policy terms and conditions and may not be available in all states.